Syllabus Title of the course: Insurance Market
Number of hours: 16 hours (lecture), 14 hours (class) ECTS: 5
Semester: 6 (summer), BBA, Finance Lecturer: Dr. Mariusz Dybał, Ph.D.
Office: room 203c – A building Office hours: To be agreed
E-mail: mariusz.dybal@uwr.edu.pl
Home page: https://prawo.uni.wroc.pl/user/12048/students-resources?language=en Course objectives:
After completing this course, students should be able to:
- understand the nature of risk and its application,
- understand the general purpose, role and benefits of insurance, - demonstrate a knowledge of how the insurance market works, - understand how the general insurance market is regulated, - apply the basic legal principles of insurance,
- identify the key features, benefits and use of the main forms of insurance.
Grading policy:
Lectures: Exam.
Class: Case studies (50%), test (50%) Table of contents:
Introduction to Enterprise Risk Management and Insurance Risk Identification
Risk Assessment and Pooling
Risk-Handling Techniques: Loss Control, Risk Transfer, and Loss Financing Risk-Handling Techniques: Diversification and Hedging
Fundamentals of Insurance
Insurable Perils and Insuring Organizations Insurance Functions
Insurance Markets: Economics and Issues Insurance Regulation
Insurance Contracts The Personal Auto Policy Homeowners Insurance (HO) Professional Financial Planning Life Insurance Policies
Standard Life Insurance contract Provisions and Options Annuities
Health Insurance and Disability Income Employee Benefits
Social Security
Unemployment and Workers’ Compensation Insurance Commercial Property Insurance
Commercial Liability Insurance Recommended reading:
Mark S. Dorfman, David A. Cather, Introduction to Risk Management and Insurance, Pearson
