• Nie Znaleziono Wyników

View of LOSSES RISK ASSESSMENT ALGORITHM DUE TO EXTREME WEATHER EVENTS IN RURAL AREAS

N/A
N/A
Protected

Academic year: 2022

Share "View of LOSSES RISK ASSESSMENT ALGORITHM DUE TO EXTREME WEATHER EVENTS IN RURAL AREAS"

Copied!
15
0
0

Pełen tekst

(1)

!"#$%&'() $*+,&) %&-&./) 0$12'/1/,3/) 2'%/') ,/) $42-/%/*5) 13+62.3*5777

!!

!"#$% &"'(% )*+(,% !-.'/'0#1$#'*% 2*"*13.% 45657% 894:,% ;;<5=

"#$%&' #(' )($%&*(+#%+,-.' /' 0($$%&*(+#.+1' 2345($6' 7242$89+2' 7(,3$:;%$2<' 724%#$2' "+2=.8

>%(.+?($@2,9-+9,5' .' 7242&4$3<' A+.B%$&94%4' C2$@.D&)(:E283$&).' B' F=&849+.%<' 3=G' HG' I$2B(:

,5%D&).%1(' JK<' JL:MNO' F=&849+<' %:@2.=6' )242$89+2G)(,3$P3B@G%#3G*=

Q 0(*9$.154' R9' C9#2B+.,4B(' A+.B%$&94%43' C2$@.D&)(:E283$&).%1(' B' F=&849+.%<' F=&849+

NLJK

!"#$%&'()$*+,&)%&-&.!)/$01'!0 !,2!)1'%!'

,!)$31-!%!*4)02+51.2*4)-)/$0$67)+.1'%+(!",&*4 -5!021.)/$#$6$0&*4

7242$89+2'7(,3$:;%$2

A+.B%$&94%4'C2$@.D&)(:E283$&).'B'F=&849+.%

189:;<=<:>?:@)S@.2+9' )=.@243' B9&4T*3-U,%' +2' S.%@.' &42V9' &.T' +.%82*$8%,82=+9@' ?2):

4%@G' W)34).%@' .,5' -%&4' @G.+G' ,8T&4&8%' B9&4T*(B2+.%' %)&4$%@2=+9,5' 8-2B.&)' *(1(#(:

B9,5G' 7$2-%' 8$8%&8(+%' B' A+..' X3$(*%-&).%-' *(#-TV9' #%,98-T' (' #8.2V2+.2,5' @2-U,9,5

*$8%,.B#8.2V2Y' 8@.2+(@' )=.@243G' S$%2=.8(B2+.%' ,%=ZB' 8B.U82+9,5' 8' 2#2*42,-U' #(' 82:

,5(#8U,9,5' 8@.2+' )=.@249,8+9,5' B9@212' (,%+9' 4%$%+ZB' *(#' B81=T#%@' $989)2' B9&4U:

*.%+.2' +2' +.,5' &4$24G' C' 2$49)3=%' *(#-T4(' 4%@24' 8B.U82+9' 8' (,%+U' $989)2' B9&4U*.%+.2

&4$24' 8' *(B(#3' %)&4$%@2=+9,5' 8-2B.&)' *(1(#(B9,5' +2' (R&82$2,5' B.%-&).,5G' SR3#(B2+(

2=1($94@' [""FH\' 3V24B.2-U,9' 42)U' (,%+T<' B' )4Z$9@' B8.T4(' *(#' 3B21T' =()2=+%' 3B2$3+:

)(B2+.2' ]$(#(B.&)(B%<' *$8%&4$8%++%' ($28' #2+%' #(49,8U,%' &4$24' 5.&4($9,8+9,5G' S2' *(:

@(,U' 82*$(*(+(B2+%1(' 2=1($94@3' (,%+.(+(' $989)(' #=2' )2^#%-' 8' R2#2+9,5' 1@.+G' _2)2 (,%+2' @(^%' &42+(B.Y' *(#&42BT' #(' #2=&89,5' #8.2V2D' 8B.U82+9,5' 8' 3@.%&8,8%+.%@' .+#9:

B.#32=+9,5' $(8B.U82D' B' (*$2,(B2+.2,5' *=2+.&49,8+9,5<' 3$8U#8%+.(B($(=+9,5' ,89' &4$2:

4%1.2,5' $(8B(-3' =()2=+%1(' #2+%-' 1@.+9' ,89' B&.G' S2*$(*(+(B2+2' )(@*.=2,-2' @%4(#' B9:

)($89&42+9,5' B' 2=1($94@.%' -%&4' B91(#+9@' +2$8T#8.%@' 2+2=.8' *$8%&4$8%+.' B' 2&*%),.%

@(^=.B(],.' B9&4U*.%+.2' %)&4$%@2=+9,5' 8-2B.&)' *(1(#(B9,5G

1ABCD) EFG=<BC:H)%)&4$%@2=+%' 8-2B.&)2' *(1(#(B%<' 2=1($94@' (,%+9' $989)2<' 3B2$3+:

)(B2+.2'=()2=+%

01'I/

C%' B&*ZV,8%&+9@' ]B.%,.%' *(-2B.2' &.T' ,($28' B.T,%-' $8%,89<' )4Z$%' R3#8U' 82+.%*()(-%:

+.%6'1=(R2=+%'(,.%*=%+.%<'4$8T&.%+.2'8.%@.<'28R%&4'B'@24%$.2V2,5'R3#(B=2+9,5',89'+.%R%8:

*.%,8+%',5%@.)2=.2'4('49=)('+.%)4Z$%'8'B9&4T*3-U,9,5'821$(^%D'`W2@3%=&(+'.'E2$)&'NLLa<

7(,3$:;%$2' .' b3#8.D&)2' NLJOcG' S21$(^%+.2' 4%' ,52$2)4%$983-U' &.T' #3^U' #9+2@.)UG' C' ]=2#

dWWe' JfOO:LMOa dWWe' NOKL:LMMJ' [(+=.+%\

544*6ggB9#2B+.,4B(G3B@G%#3G*=

(2)

D/'/%-&,/) D$*:%EF+%/

!O

82' B8$(&4%@' 8@.2+' )=.@249,8+9,5' .' *(1(#(B9,5' B' *$8%&4$8%+.' B.%-&).%-' B' (&424+.,5

=242,5<' &)34)3-U,9,5' ?2=U' &4$24' ?.+2+&(B9,5<' ,($28' .+4%+&9B+.%-' $(8B.-2' &.T' #8.%#8.+2' 82:

$8U#82+.2'$989).%@'8'+2,.&).%@'+2'(*$2,(B2+.%'$989)2<')4Z$2'B'$8%4%=+9'.'4$2?+9'&*(&ZR (#8B.%$,.%#=2'&)34).'82,5(#8U,9,5'8@.2+G'H(8BZ-'4%,5+(=(1.,8+9'3@(^=.B.2'&4(&(B2+.%

,($28' R2$#8.%-' 822B2+&(B2+9,5' +2$8T#8.<' 82' *(@(,U' )4Z$9,5' -%&4%]@9' B' &42+.%' *%B+%

8@.2+9' *$8%B.#8.%Y' ($28' (,%+.Y' $989)(' 8B.U82+%' 8' R%8*.%,8%D&4B%@' =3#+(],.' .' @.%+.2G

"+2=.82' $989)2' 4(' -%1(' .#%+49?.)2,-2' .' *(@.2$' `_$8*.(4' NLJLc<' 82]' @%4(#9' &4249&49,8+%

,89'-2)(],.(B%'&V3^U'-2)('+2$8T#8.%'(*.&3'.'*(@.2$3'*(8.(@3'$989)2G

H989)(h-%&4'+.%V24B9@'#('8$(83@.%+.2'*(-T,.%@'.'B.%=%')(+4$(B%$&-.'VU,89'&.T'82$ZB:

+(' 8' *$ZR2@.' -%1(' ()$%]=%+.2<' -2)' .' *(@.2$3G' C' $Z^+9,5' #8.%#8.+2,5' +23).' $989)(' -%&4

$(8@2.,.%'.+4%$*$%4(B2+%<'#=24%1('8#2+.%@'+.%)4Z$9,5'234($ZB'&4B($8%+.%'-%#+%-'3+.B%$:

&2=+%-' #%?.+.,-.' -%&4' B$T,8' +.%@(^=.B%G' C' @(B.%' *(4(,8+%-' $989)(' (8+2,82' @.2$T' [(,%:

+T\h821$(^%+.2h'=3R'+.%R%8*.%,8%D&4B2'B9+.)2-U,%1('8'B9&4U*.%+.2'8#2$8%+.2'*(8949B+%:

1(' =3R' +%1249B+%1(' (#' +2&' +.%82=%^+%1(<' 2=R(' @(^=.B9,5' )(+&%)B%+,-.' *(#-T,.2

#%,98-.G' i2,.D&).%' &V(B(' %323*:(' (8+2,82' &82+&T<' *$2B#(*(#(R.%D&4B(' B9&4U*.%+.2' 8#2:

$8%+.2' *(8949B+%1(' =3R' +%1249B+%1(<' &3),%&3' =3R' *($2^).' `73R.D&)2:72=%42' NLLjcG S')(=%.'k=.@2)'`NLLJc'$989)('#%?.+.3-%'-2)('l.=(],.(B%'.'-2)(],.(B%'B9$2^%+.%'821$(^%+.2<

&4(*.%D' =3R' @.2$2' 821$(^%+.2<' *$2B#(*(#(R.%D&4B(' *(B&42+.2' +%1249B+%1(' 8-2B.&)2 .'-%1('&)34)ZBmG'E.)(=2-'`NLLJc'4B.%$#8.<'.^'l$989)('#%?.+.3-%'&.T'-2)(',(]'+.%&42V%1(<'+.%:

()$%]=(+%1(<' ,(' B.U^%' &.T' 8' *$8%R.%1.%@' 8-2B.&)2m<' 2' B.T,' @(^%' *(&.2#2Y' 82$ZB+(' B9:

@.2$' &4$249<' -2)' .' 89&)3G' C' +.%@.%,).%-' =.4%$243$8%' @(^+2' 8+2=%nY' *(-T,.%' $989)(' $2,8%- B'(##nB.T)3'+%1249B+9@'/'-2)('+.%R%8*.%,8%D&4B('/'@(^=.B(]Y'B9&4U*.%+.2'B9#2$8%+.2

&8)(#8U,%1(G' _2).%' 4%^' &42+(B.&)(' @(^+2' 8+2=%nY' B' =.4%$243$8%' `W.%$*.D&)2' .' o2,5+2' NLLK<

E243&8%B&).'JaafcG

C%#V31' ;($9&2' `Jaafc' $989)(' B.U^%' &.T' 8' RVT#+9@.' $(8&4$891+.T,.2@.' [#%,98-2@.\<

+.%*(B(#8%+.%@' ($28' +%1249B+9@' (#,59=%+.%@' (#' ,%=3<' ,(' *$(B2#8.' #(' *(4%+,-2=+%1(

B252+.2'(,8%).B2+%1('#(,5(#3G'72$,8@2$%)'`NLLKc'()$%]=2'$989)('-2)('@(^=.B(]Y'82.&4:

+.%+.2'+.%*(B(#8%+.2'8'*(B(#3'8#2$8%D'+.%82=%^+9,5'(#'#8.2V2-U,%1('*(#@.(43<')4Z$9,5 +.%' @(^+2' *$8%B.#8.%Y' .' +.%' @(^+2' .@' 82*(R.%,<' 2' )4Z$%' (#R.%$2-U' #8.2V2+.3' ,%,5T' &)3:

4%,8+(],.<' )($89&4+(],.' =3R' %)(+(@.,8+(],.G

o2)'B.#2Y'8'*$8%#&42B.(+9,5'#%?.+.,-.'.'*(1=U#ZB<'*(-T,.%'$989)2'-%&4'R2$#8('8V(^(+%

.' 4$3#+(' 8+2=%nY' -%1(' 3+.B%$&2=+U' #%?.+.,-TG' H989)(' B' (R%,+9,5' B2$3+)2,5' -%&4' 8-2B.:

&).%@' (R.%)49B+9@' .' *(B&8%,5+9@G' C' $Z^+9@' &4(*+.3' #(49)2' )2^#%-' #8.%#8.+9' ^9,.2 .' 1(&*(#2$).G' e2' *(4$8%R9' *$%8%+4(B2+%-' *$2,9<' B' (*2$,.3' (' *$8%2+2=.8(B2+U' =.4%$243$T<

*$89-T4(' #%?.+.,-T' $989)2' -2)(' )(@R.+2,-T' &42+ZB' *$8%&4$8%+.' [(4(,8%+.2' ]$(#(B.&)(B%:

1(<' *$8%&4$8%++%1(<' %)(+(@.,8+%1(' .' 21$()=.@249,8+%1(\<' )4Z$%' B*V9B2-U' +2' @(^=.B(]Y 82.&4+.%+.2' &4$249' 8' *(B(#3' B9&4U*.%+.2' %)&4$%@2=+9,5' 8#2$8%D' *(1(#(B9,5G' I$8%#&42:

B.(+%' B' (*$2,(B2+.3' $989)(' -%&4' )B2+49?.)(B2+%' B%#V31' &)2=.' (#+.%&.(+%-' #(' =()2=:

+9,5' 3B2$3+)(B2DG

0%=%@' (*$2,(B2+.2' -%&4' B&)282+.%' @(^=.B(],.' 82&4(&(B2+.2' -%#+%-' 8' @%4(#' 5%3$9:

&49,8+9,5'[@%4(#9'2+).%4(B%-<'R3$89'@Z81ZB\'B$28'8'.++9@.'@%4(#2@.'[42).@.'-2)'@%4(:

#2' $2+1(B2+.2' ($28' R(+.42,-.' *3+)4(B%-\' #(' R2#2+.2' $989)2' 821$(^%+.2' *$8%&4$8%+.' B9:

&4U*.%+.%@' &4$24' 8' *(B(#3' %)&4$%@2=+9,5' 8-2B.&)' *(1(#(B9,5G

(3)

!"#$%&'() $*+,&) %&-&./) 0$12'/1/,3/) 2'%/') ,/) $42-/%/*5) 13+62.3*5777

!K (+'$6!)3!6!J)2)0&,2.2

b('8$%2=.8(B2+.2',%=3'R2#2D'B9)($89&42+('@%4(#9'5%3$9&49,8+%<'$2+1(B2+.2'.'R(+.:

42,-.' *3+)4(B%-G' "=1($94@9' B9)($89&43-U,%' @%4(#9' 5%3$9&49,8+%' #(' R2#2+.2' $989)2

@(^+2'8+2=%nY'B'R2#2+.2,5'+2#'()$%]=2+.%@'$989)2']$(#(B.&)(B%1('`7(,3$:;%$2'.'b3:

#8.D&)2' NLJOc<' B' 82$8U#82+.3' R2+)(B9@' $989).%@' (*%$2,9-+9@' `F$8%V' NLLKc<' B' (*%$2:

,-2,5'?.+2+&(B9,5'`;.2V(BU&'NLJJc<'B')(@3+.)2,-.'#$(1(B%-'B'&9432,-2,5')$989&(B9,5

`W.R%='.'pq,%='NLJKc<'B'82$8U#82+.3'&9&4%@2@.'B(#+9@.'`r(+#$2'.'.+G'NLJKc'.'B'B.%=3'.+:

+9,5' #8.%#8.+2,5G' C' 49@' (*$2,(B2+.3' B9)($89&42+(' @%4(#9' 5%3$9&49,8+%' +2' %42*.%

B9R($3' .' B21(B2+.2' ,%,5' &*$89-2-U,9,5' B9&4U*.%+.3' +2' (R&82$2,5' B.%-&).,5' $989)2

&4$24'&*(B(#(B2+9,5'%)&4$%@2=+9@.'8-2B.&)2@.'*(1(#(B9@.G

C' *$8%&4$8%+.' B.%-&).%-' B9&4T*3-%' B.%=%' %=%@%+4ZB' ]$(#(B.&)2' +243$2=+%1(' .' 2+4$(:

*(1%+.,8+%1(<' )4Z$%' *(*$8%8' &B(-%' .&4+.%+.%' B' )(+)$%4+%-' =()2=.82,-.' @(1U' B8@2,+.2Y

=3R' V21(#8.Y' &)34).' ?.+2+&(B%' B9&4T*(B2+.2' %)&4$%@2=+9,5' 8-2B.&)' *(1(#(B9,5G' b(

42).,5'%=%@%+4ZB'82=.,89Y'@(^+26'B9&4T*(B2+.%'8B2$49,5')(@*=%)&ZB'=%]+9,5<'BZ#<'4%:

$%+ZB' 82R21+.(+9,5<' $(BZB' @%=.($2,9-+9,5<' 4%$%+ZB' 82R3#(B9<' 3$(8@2.,(+%-' $8%nR9 4%$%+3<' &*%,9?.,8+9,5' 3B2$3+)(B2D' 1=%R(B9,5<' ,52$2)4%$9&49,8+9,5' B2=($ZB' )=.@2:

49,8+9,5' B9&4T*3-U,9,5' $%1.(+2=+.%' .4*G' S2)$%&' 24$9R34ZB<' )4Z$%' *$89-T4(' #(' R2#2+.2

$989)2<' 3&42=(+(' B' (*2$,.3' (' 2+2=.8T' =.4%$243$9' ($28' 2+).%4T' *$8%*$(B2#8(+U' +2' aL' $%:

&*(+#%+42,5G' e2' *(,8U4)3' 3&42=(+(' &8%$().' B2,5=2$8' ,%,5<' )4Z$%' @(1U' *(B(#(B2Y' =3R V21(#8.Y' &)34).' 82.&4+.%+.2' 8#2$8%D' %)&4$%@2=+9,5' [&4$249\G' C9RZ$' ,%,5' +2&4U*.V' +2' *(#:

&42B.%' B.8-.' 4%$%+(B9,5' B9)(+2+9,5' B' (R&82$2,5<' +2' )4Z$9,5' &4$249' 4%' +2&4U*.V9' ($28 B'(*2$,.3'('2+2=.8T'=.4%$243$9G

C' )(=%-+9@' )$()3' B9R$2+(' 1$3*T' $%&*(+#%+4ZB<' )4Z$9@.' R9V9' (&(R9' 8+2-U,%' 4%@2:

49)T'8B.U82+U'8'3B2$3+)(B2+.2@.'.'82=%^+(],.2@.'B'*$8%&4$8%+.'B.%-&).%-G'"+).%4T'*$8%:

*$(B2#8(+(' B' NLJK' $G' H%&*(+#%+,.' @.%=.' 82' 82#2+.%' B&)282Y' ,%,59<' )4Z$%' @(1U' *(B(:

#(B2Y' $989)(' [&4$249\' #=2' *$8%&4$8%+.' B.%-&).%-' 8B.U82+%' 8' B9&4T*(B2+.%@' +2#8B9:

,82-+9,5'8-2B.&)'*(1(#(B9,5'($28'.,5'$2+1T'[B2^+(]Y\',%,59G'C'*(,8U4)(B%-'?28.%'R2:

#2D' B9$Z^+.(+(' NJ' 24$9R34ZB' [42RG' J\<' =%,8' *(' *$8%*$(B2#8%+.3' 48BG' R3$89' @Z81ZB B]$Z#' 2+).%4(B2+9,5' *%B+%' .+?($@2,-%' 3(1Z=+.(+(<' VU,8U,' B' 1$3*9G' iU,8%+.%' #(49,89:

V('1VZB+.%',%,59'8B.U82+%-'8'-2)(],.U'1=%R9<'1#9^'*(VU,8(+('24$9R34'Gj'[B&)2n+.)'-2)(:

],.' .' *$89#24+(],.' $(=+.,8%-' 1=%R\' ($28' (#' GJ!' #(' GJj' [R(+.42,-2' 1$3+4ZB' ($+9,5' .' 3^94:

)ZB' 8.%=(+9,5<' *$89#24+(]Y' $(=+.,82' 1$3+4ZB' ($+9,5' .' 3^94)ZB' 8.%=(+9,5<' B&)2n+.)

&9+4%49,8+9' 1$3+4ZB' ($+9,5' .' 3^94)ZB' 8.%=(+9,5\<' +289B2-U,' ,%,5T' (1Z=+.%' /' -2)(]Y 1=%R9G

C' +2&4T*+9@' )$()3' R2#2D' *$8%)282+(' $%&*(+#%+4(@' 2+).%4T' 82B.%$2-U,U' JK' 24$9R3:

4ZB' 8' 82#2+.%@' B&)282+.2' .,5' B2^+(],.G' b(' 4%1(' ,%=3' B9)($89&42+(' @%4(#T' $2+1(B2:

+.2<' )4Z$2' *(=%12' +2' *($ZB+2+.3' @.T#89' &(RU' 24$9R34ZB<' 2' +2&4T*+.%' *$89*($8U#)(B2:

+.3' .@' *3+)4ZB<' @2-U,' #(' #9&*(89,-.' 82)$%&' (#' J' #(' JKG' A@(^=.B.2' (+2' 8$Z^+.,(B2+.%

5.%$2$,5..' 24$9R34ZB' ($28' *(8B2=2' 3*($8U#)(B2Y' -%' (#' +2-.&4(4+.%-&89,5' #(' +2-@+.%- B2^+9,5G'C'42R%=.'N'*$8%#&42B.(+('8%&42B.(+%'B9+.).'B&)282D'$%&*(+#%+4ZB<')4Z$%'*(:

&%1$%1(B2+(' B%#V31' .,5' B2^+(],.G

(4)

D/'/%-&,/) D$*:%EF+%/

!f

e28B2'8@.%++%- e2@%'(?'45%

s2$.2R=%

F*.&'8@.%++%- b%&,$.*4.(+'(?'45%'s2$.2R=%

G

J B2$4(]Y'&4$24'*(B&42V9,5'B'=242,5'*(*$8%#82-U,9,5'R2#2+.%<'&*(B(#(B2+9,5'+2#8B9,82-+9@.

8-2B.&)2@.'*(1(#(B9@.'`Irec

45%'s2=3%'(?'=(&&%&'.+,3$$%#'.+'45%'9%2$&'*$%,%#.+1'45%'&3$s%9'#3%'4('%t4$2($#.+2$9'B%245%$

*5%+(@%+2'`Irec G

N *(B.%$8,5+.2'1@.+9'`52c 45%'2$%2'@3+.,.*2=.4.%&`52c G

! *(B.%$8,5+.2'BZ#'*V9+U,9,5'.'&4(-U,9,5'`52c

&3$?2,%'B24%$'?=(B.+1'2+#'&42+#.+1'`52c G

O

*(B.%$8,5+.2'4%$%+ZB'R21.%++9,5<'+.%3^94)ZB<'4%$%+ZB'*(#@()V9,5'`52c 45%'2$%2'B%4=2+#&<'B2&4%=2+#&'`52c

G

K *(B.%$8,5+.2'4%$%+ZB'3^94)(B2+9,5'$(=+.,8('`52c 2$%2'(?'=2+#'3&%#'?($'21$.,3=43$%'`52c

G

f *(B.%$8,5+.2'VU)'.'*2&4B.&)'`52c 45%'2$%2'(?'@%2#(B&'2+#'I2&43$%)'`52c G

M *(B.%$8,5+.2'=2&ZB'.'4%$%+ZB'82#$8%B.(+9,5'`52c 45%'2$%2'(?'?($%&4&'2+#'B((#%#'2$%2&'`52c G

j

B&)2n+.)'R(+.42,-.'-2)(],.'.'*$89#24+(],.'$(=+.,8%-'1=%R s2=324.(+'.+#.,24($'(?'u32=.49'2+#'21$.,3=43$2='&3.42R.=.49'(?'&(.=&

G

a B&)2n+.)'R(+.42,-.'21$()=.@243 s2=324.(+'.+#.,24($'21$(,=.@24%

G

JL B&)2n+.)'R(+.42,-.'$8%nR9'4%$%+3 s2=324.(+'.+#.,24($'$%=.%?

G

JJ B&)2n+.)'R(+.42,-.'B2$3+)ZB'B(#+9,5'1=%R9 s2=324.(+'.+#.,24($'(?'&(.='B24%$',(+#.4.(+&

G

JN

(1Z=+9'B&)2n+.)'$(=+.,8%-'*$8%&4$8%+.'*$(#3),9-+%- 45%'(s%$2=='.+#%t'(?'21$.,3=43$2='*$(#3,4.(+'&*2,%

G

J!

R(+.42,-2'1$3+4ZB'($+9,5 R(+.424.(+'2$2R=%'=2+#

G

JO R(+.42,-2'3^94)ZB'8.%=(+9,5 R(+.424.(+'1$2&&=2+#

G

JK *$89#24+(]Y'$(=+.,82'1$3+4ZB'($+9,5 45%'3&%?3=+%&&'(?'21$.,3=43$2='=2+#'2$2R=%

G

Jf *$89#24+(]Y'$(=+.,82'3^94)ZB'8.%=(+9,5 45%'3&%?3=+%&&'(?'21$.,3=43$2='1$2&&=2+#

G

JM

B&)2n+.)'&9+4%49,8+9'1$3+4ZB'($+9,5 45%'&9+45%4.,'.+#%t'(?'2$2R=%'=2+#

G

Jj B&)2n+.)'&9+4%49,8+9'3^94)ZB'8.%=(+9,5 45%'&9+45%4.,'.+#%t'(?'1$2&&=2+#

G

Ja *(V(^%+.%'R2#2+%-'-%#+(&4).'+2'4%$%+2,5'('34$3#+.(+9,5'B2$3+)2,5'1(&*(#2$(B2+.2'FeC

=(,24.(+'(?'45%'23#.4%#'%+4.49'.+'2$%2&'(?'?2s($%#'[rv"\

G

NL *(B.%$8,5+.2'4%$%+ZB',5$(+.(+9,5'[*2$).<'$%8%$B249'*$89$(#9<'4%$%+9'e243$2'NLLL<'.++%\

45%'2$%2'(?'*$(4%,4%#'2$%2&'[*2$)&<'+243$%'$%&%$s%&<'e243$2'NLLL'&.4%&<'%4,G\

G

NJ

*(B.%$8,5+.2'4%$%+ZB'82.+B%&4(B2+9,5

&3$?2,%'2$%2'.+s%&4%#

_2R%=2'JG C9)28' 24$9R34ZB _2R=%'JG r.&4' (?' 244$.R34%&

(5)

!"#$%&'() $*+,&) %&-&./) 0$12'/1/,3/) 2'%/') ,/) $42-/%/*5) 13+62.3*5777

!M _2R%=2' NG' C9+.).' 2+).%49

_2R=%' NG' W3$s%9' $%&3=4&

' H%I8J$6' (*$2,(B2+.%' BV2&+%

' B$:%*+6' (B+' &43#9

e2-B9^&8U'$2+1T'(4$89@2V2',%,52'KDEBLM)NF:OP'[B212'J<L\G'o%&4'4(',%,52'#(@.+3-U,2 .' +2-B2^+.%-&82' #=2' B&89&4).,5' $%&*(+#%+4ZBG' 7=2&9?.)2,-2' 1=%R(8+2B,82<' *(#' 49@' BV2:

]+.%'4%$@.+%@')$9-%'&.T'-2)(]Y'1=%R9<'&V3^9'(,%+.%'3^94)ZB'1$3+4(B9,5'8'*3+)43'B.#8%:

+.2'@(^=.B(],.'389&).B2+.2'#(,5(#ZB'8'*$(#3),-.'$(]=.++%-G'b$31U'B2^+U',%,5U'B&)282+U

;2#2+%'24$9R349 _5%'&43#.%#'244$.R34%&

r.,8R2'389&)2+9,5

*3+)4ZB _5%'+3@R%$'(?'*(.+4&

H2+12',%,59 H2+)'u32=.4.%&

o2)(]Y'1=%R9 W(.='u32=.49

fKf J

C&)2n+.)'R(+.42,-.'$8%nR9'4%$%+3 w2=324.(+'.+#.,24($'$%=.%?

MNK N

C&)2n+.)'R(+.42,-.'21$()=.@243 w2=324.(+'.+#.,24($'21$(,=.@24%

M!! !

C&)2n+.)'R(+.42,-.'B2$3+)ZB'B(#+9,5'1=%R9

w2=324.(+'.+#.,24($'(?'&(.='B24%$',(+#.4.(+& M!a O

C2$4(]Y'*(B&42V9,5'&4$24'B'=242,5'*(*$8%#82-U,9,5'R2#2+.%

_5%'s2=3%'(?'=(&&%&'.+,3$$%#'.+'45%'9%2$&'*$%,%#.+1'45%'&3$s%9

MO! K

I(B.%$8,5+.2'BZ#'*V9+U,9,5'.'&4(-U,9,5 W3$?2,%'B24%$'?=(B.+1'2+#'&42+#.+1

MOM f

I(V(^%+.%'-%#+(&4).'+2'4%$%+2,5'('34$3#+.(+9,5'B2$3+)2,5 1(&*(#2$(B2+.2'FeC

r(,24.(+'3+.4&'.+'2$%2&'?2s($%#'R9'45%'rv"

MjK M

I(B.%$8,5+.2'4%$%+ZB'R21.%++9,5<'+.%3^94)ZB<'4%$%+ZB'*(#@()V9,5

_5%'2$%2'B%4=2+#&<'B2&4%=2+#& MaO j

I(B.%$8,5+.2'4%$%+ZB'3^94)(B2+9,5'$(=+.,8(

"$%2'(?'=2+#'3&%#'?($'21$.,3=43$%

jJf a

I(B.%$8,5+.2'=2&ZB'.'4%$%+ZB'82#$8%B.(+9,5 _5%'2$%2'(?'?($%&4&'2+#'B((#%#'2$%2&

jOK JL

F1Z=+9'B&)2n+.)'$(=+.,8%-'*$8%&4$8%+.'*$(#3),9-+%- _5%'(s%$2=='.+#%t'(?'21$.,3=43$2='*$(#3,4.(+'&*2,%

jjf JJ

I(B.%$8,5+.2'4%$%+ZB'82.+B%&4(B2+9,5

W3$?2,%'2$%2'.+s%&4%# aOJ JN

I(B.%$8,5+.2'3^94)ZB'8.%=(+9,5

>$2&&=2+#'2$%2 afJ J!

I(B.%$8,5+.2'1@.+9 _5%'2$%2'@3+.,.*2=.4.%&

JLL! JO

I(B.%$8,5+.2'4%$%+ZB',5$(+.(+9,5'[*2$).<'$%8%$B249'*$89$(#9<

4%$%+9'e243$2'NLLL<'.++%\

_5%'2$%2'(?'*$(4%,4%#'2$%2&'[*2$)&<'+243$%'$%&%$s%&<'e243$2'NLLL

&.4%&<'%4,G\

JLLa JK

(6)

D/'/%-&,/) D$*:%EF+%/

!j

*$8%8' $%&*(+#%+4ZB' -%&4' C;EDQ>?E) OB>?8D=K?) 9<:QOP% 8:9:>GG' o%&4' 4(' ,%,52<' )4Z$2' B' 82:

&2#+.,89' &*(&ZR' B*V9B2' +2' 821(&*(#2$(B2+.%' 1$3+4ZB<' .,5' 3^94)(B2+.%' $(=+.,8%<

2' 42)^%' +2' @(^=.B(],.' 82=%12+.2' 8.@+%1(' *(B.%4$82<' )4Z$%' ,8T&4(' *(B(#3-%' B9@2$82+.%

$(]=.+G

7(=%-+U' B2^+U' ,%,5U' #=2' $%&*(+#%+4ZB' R9V' C;EDQ>?E) DN9BEF?RD8G<' )4Z$9' B' &B(.@

82)$%&.%'3B81=T#+.26']$%#+.%'4%@*%$243$9'B'()$%&.%'B.(&%++9@<'=%4+.@<'-%&.%++9@'.'8.@(:

B9@x' #V31(]Y' 82=%12+.2' *()$9B9' ]+.%^+%-' +2' R2#2+9@' 4%$%+.%x' #V31(]Y' ()$%&3' B%1%42:

,9-+%1(' ($28' B.%=)(]Y' +2&V(+%,8+.%+.2G' o%&4' 4(' 1$3*2' ,89++.)ZB' )=.@249,8+9,5G' F##8.2:

V9B2+.%' 49,5' ,89++.)ZB' +2' *$(#3),-T' $(]=.++U' -%&4' B&*ZV82=%^+%<' 1#9^' 8@.2+2' -%#+%1(

,89++.)2' B*V9B2' +2' (##8.2V9B2+.%' .++9,5<' -%]=.' (,89B.],.%' #(#2@9' #(' 4%-' 1$3*9' 42).%

,%,59')=.@243<'-2)'+2&V(+%,8+.%+.%'.'(*2#9G

0D9G>E?)GC?FNB8>?:>?D)NF:OP)SC;EDQ>?E)OB>?8D=K?)CD9G>ETC)CBU>P=V)NF:OPW'&U)+2:

&4T*+U' *(#' B81=T#%@' B2^+(],.' ,%,5U<' )4Z$2' B*V9B2' +2' *(B&42B2+.%' &4$24' +2' (R&82$2,5 B.%-&).,5G' C2$3+).' B(#+%' *(B&42-U,%' B' 1=%R.%' 82=%^U' 1VZB+.%' (#' B.%=)(],.' (*2#ZB .' &89R)(],.' (#*V9B3' B(#9' ($28' -%-' *2$(B2+.2<' ,(' 8' )(=%.' 82=%^9' (#' 3)&842V4(B2+.2' 4%$%:

+3<' $(#82-3' *(#V(^2' 1%(=(1.,8+%1(<' 49*3' 1=%R9' .' -%-' &)V2#3' @%,52+.,8+%1(' ($28' $(#82-3

*()$9B9'$(]=.++%-G

0D98BLM) ;89D8) C) FD8D=V) XBX9<:U<DKY=P=V' @(^%' &42+(B.Y' *(#&42BT' #(' *$(1+(8(B2:

+.2' &4$24' B' =242,5' +2&4T*+9,5G' o%&4' 4(' ,%,52' B2^+2<' 1#9^' *$8%#&42B.2' #2+%' 5.&4($9,8+%

(' 82.&4+.2V9,5' 8-2B.&)2,5' ($28' .,5' &)2=.G' e2' *(#&42B.%' 42).,5' #2+9,5' B' B.%=3' #8.%#8.:

+2,5'^9,.2'@(^+2'*$8%B.#9B2Y'*$89&8V%'&)34).'82,5(#8U,9,5'8#2$8%DG

/BC?:9<=V>?D) CTU) XAP>Y=P=V) ?) ;8BKY=P=V)+2'R2#2+9@'4%$%+.%'-%&4',%,5U<')4Z$2'@(^%

B8@2,+.2Y' %?%)49' %)&4$%@2=+9,5' 8#2$8%D' *(1(#(B9,5<' +*G' B' 82&.T13' (##8.2V9B2+.2 BZ#' *V9+U,9,5' @(1U' B9&4T*(B2Y' *(B(#8.%<' 82]' 4%$%+9' =%^U,%' B' &U&.%#84B.%' +2$2^(+%

&U'+2'&4$249'8'*(B(#3'8+.&8,8%DG'>%+%$2=+.%'#3^%'8R.($+.).'B(#+%'@2-U'B*V9B'(8.TR.2-U:

,9'+2-&.=+.%-'828+2,82-U,9'&.T'=24%@G'e2'(R&82$2,5'('3$(8@2.,(+%-'$8%nR.%'4%$%+3'B'()$%:

&2,5' =%4+.,5' *(B&42-U' 82&4(.&)2' 8.@+%1(' *(B.%4$82<' ,8T&4(' B9&4T*3-%' 42)^%' $(&2<' &8$(+<

@1V9'.'(&2#9'@1.%=+%G

I(V(^%+.%'-%#+(&4).'42)&(+(@.,8+%-'+2'4%$%+2,5'B)G89GU>?B>P=V)CD9G>ED=V)NB;XBUDZ 9BCD>?D)VU,89' &.T' 8' B9&4T*(B2+.%@' B' #2+%-' *$8%&4$8%+.' )(@*.=2,-.' B2$3+)ZB<' )4Z$9,5

*(VU,8%+.%' *(B(#3-%' +.&)U' *$(#3)49B+(]Y' 8.%@.G' F,%+T' *$(#3)49B+(],.' 8.%@.' #=2' ,%:

=ZB'B98+2,8%+.2'4%$%+ZB'FeC'#()(+2+('+2'*(#&42B.%'B&)2n+.)2'B2=($982,-.'$(=+.,8%-

*$8%&4$8%+.'*$(#3),9-+%-'($28'3B2$3+)(B2D'&(,-(%)(+(@.,8+9,5'[82VU,8+.)'K\G'S2=.,82:

+.%' #(' #2+%-' &4$%?9' (#R9B2' &.T<' 1#9' *(+2#' *(V(B2' 3^94)ZB' $(=+9,5' B' #2+9@' (R$TR.%

*(&.2#2' ,%,59' )B2=.?.)3-U,%' -%' #(' -%#+%-' 8' 1$3*' (' +.%)($89&4+9,5' B2$3+)2,5G' S1(#+.%

8'B949,8+9@.'$(8*($8U#8%+.2'H2#9'B'I(=&,%'B9$Z^+.2'&.T'4$89')24%1($.%'(R&82$ZB'('+.%:

)($89&4+9,5' B2$3+)2,56' [J\' 1Z$&).%' FeC' *(V(^(+%' *(B9^%-' B9&()(],.' KLL' @' +G*G@G [&4$%?2' (R%-@3-%' JaM<MM' 49&G' 52<' ,(' &42+(B.' J<Ny' )$2-(B%1(' (R&82$3' 3^94)ZB' $(=:

+9,5\x'[N\'*(#1Z$&).%'FeC'/'!KL/KLL'@'+G*G@G'[&4$%?2'(R%-@3-%'Oja<JO'49&G'52<',('&42:

+(B.'!y'3^94)ZB'$(=+9,5\x'[!\'FeC'+.8.++%6'&4$%?2'+.8.++2'd'8'+.%)($89&4+9@.'B2$3+)2:

@.' #=2' *$(#3),-.' $(=+%-' .' &4$%?2' +.8.++2' dd' (' &)$2-+.%' +.%)($89&4+9,5' B2$3+)2,5' #=2' *$(:

#3),-.' $(=+%-' [VU,8+.%' (R%-@3-%' jKOJ<!j' 49&G' 52<' ,(' &42+(B.' KN<!y' *(B.%$8,5+.' 3^94)ZB

$(=+9,5\G

(7)

!"#$%&'() $*+,&) %&-&./) 0$12'/1/,3/) 2'%/') ,/) $42-/%/*5) 13+62.3*5777

!a /BC?:9<=V>?D)8:9:>TC)ODN?:>>P=V[)>?:G\P8ETC[)8:9:>TC)XBURBEAP=V)/')(=%-+2',%,52<

)4Z$2' B1' 2+).%4(B2+9,5' B*V9B2' +2' *(B&42B2+.%' &4$24' +2' 4%$%+2,5' B.%-&).,5G' C%#V31' o2:

$3R2&2'`JaMac'#3^2'=.,8R2'BZ#'*(B.%$8,5+.(B9,5<'4%$%+ZB'82R21+.(+9,5'($28'=2&ZB'B*V9:

B2'V21(#8U,('+2'1B2V4(B+%'8@.2+9'4%@*%$243$9'($28'8@+.%-&8%+.%'&89R)(],.'B.24$ZBG /BC?:9<=V>?D)8:9:>TC)G\P8EBCD>P=V)9BF>?=<B'-%&4'4(',89++.)<')4Z$9'@2'R%8*(]$%#+.

B*V9B' +2' B.%=)(]Y' &4$24' +2' 4%$%+2,5' B.%-&).,5<' 1#9^' (+%' &U' BV2]+.%' (R.%)4%@' R2#2DG _%$%+9' BZ#' *V9+U,9,5<' +.%3^94).<' (#V(1(B2+%' .' *(8R2B.(+%' 3*$2B' $(=+.,89,5' +.%' 1%+%:

$3-U'&4$24'B'$(=+.,4B.%G

/BC?:9<=V>?]) FD;TC) ?) 8:9:>TC) <DU9<:C?B>P=V' B9&4T*3-U,9,5' +2' (R&82$8%' R2#2D B&)282+('-2)(')(=%-+U',%,5T'B*V9B2-U,T'+2'*(B&42B2+.%'&4$24G'>%+%$2=+.%'82#$8%B.%+.2

@2-U' #(]Y' &8%$().' *(8949B+9' B*V9B' +2' 1(&*(#2$)T' B(#+U' 1=%R9<' ,(' @2' &8,8%1Z=+%

8+2,8%+.%' +2' (R&82$2,5' (' 1=%R2,5' =%)).,5<' 8' +.%B.%=)U' .=(],.U' (*2#ZB' 24@(&?%$9,8+9,5

`7($%=%&).' NLLfcG' 7($89&4+9' B*V9B' &U&.%#84B2' 82#$8%B.%D' +2' $(]=.+9' @(^%' R9Y' R%8*(:

]$%#+.' .' *(]$%#+.' *$8%8' *(*$2B.%+.%' B2$3+)ZB' %189&4%+,-.' ($12+.8@ZB' 1=%R(B9,5G d&4(4+.%-&8%' -%&4' *(]$%#+.%' 8+2,8%+.%' *$(#3),9-+%' 82#$8%B.%D' *(=%12-U,%' @G.+G' +2' )(:

$89&4+9@' B*V9B.%' +2' *$(#3),-T' $(=+U' `C.=)(B&).' .' W(R(=%B&)2:E.)3=&)2' NLLKcGh' E.@(

^%'B'R%8*(]$%#+.@'&U&.%#84B.%'#$8%B'$(]=.+9'3*$2B+%'#2-U'+.%,('+.^&89'*=(+'+.^'B'1VTR.

*(=2<' 4(' 8R(^2' B' 82&.T13' @.)$()=.@249,8+%1(' (##8.2V9B2+.2' 82#$8%B.%D' #2-U' *=(+' ]$%#:

+.('('K/JKy'B9^&89'+.^'B'4%$%+.%'+.%82#$8%B.(+9@<'(4B2$49@G';3$2).',3)$(B%'B'82&.T:

13'(##8.2V9B2+.2'82#$8%B.%D'#2-U'@2&T'B.T)&8U'('K/JLy'd'@2-U'$ZB+.%^'B9^&8U'82B2$:

4(]Y' ,3)$3' (' M/JLy<' *=(+' 8.%@+.2)ZB' -%&4' B9^&89' ()(V(' NLy' [@2tG' +2B%4' #(' O!y\<

2'B2$89B'2^'('KL/MLy'`7($%=%&).'NLLK<'r%)2+'.'.+G'Jaa!cGh'e2-@+.%-'B2^+9@.',%,52@.'B1 (*.+..' $%&*(+#%+4ZB' R9V96' -2)(]Y' $(=+.,82' *$8%&4$8%+.' *$(#3),9-+%-<' *(B.%$8,5+.2' 4%$%:

+ZB' 82.+B%&4(B2+9,5<' 3^94)ZB' 8.%=(+9,5<' 1@.+9' .' *(B.%$8,5+.2' 4%$%+ZB' ,5$(+.(+9,5 [*2$).<' $%8%$B249' *$89$(#9<' 4%$%+9' e243$2' NLLL<' .++%\<' #=24%1(' 4%^' B' #2=&89,5' R2#2+.2,5 .,5' +.%' $(8*24$9B2+(G' o2)(]Y' $(=+.,8%-' *$8%&4$8%+.' *$(#3),9-+%-' *(]$%#+.(' -%&4' 3-T42 B 42).,5' ,%,52,5<' -2)' -2)(]Y' 1=%R9<' $8%nR2' 4%$%+3<' B2$3+).' )=.@249,8+%<' B9&4T*(B2+.%

4%$%+ZB' (' 34$3#+.(+9,5' B2$3+)2,5' 1(&*(#2$(B2+.2<' #=24%1(' 4%^' 8#%,9#(B2+(' &.T' -U

*(@.+UY' B' #2=&89,5' R2#2+.2,5<' 82]' *(8(&42V%' ,%,59' (' R2$#8(' +.&).@' B&)2n+.)3' (#$83:

,(+(G' F&424%,8+.%' #(' R2#2D' &8,8%1ZV(B(' (*.&3-U,9,5' $989)(' *(B&42B2+.2' &4$24' B8.T4(

*(#' 3B21T6' -2)(]Y' 1=%R9' [LJ\<' B&)2n+.)' R(+.42,-.' $8%nR9' 4%$%+3' [LN\<' B&)2n+.)' R(+.42,-.

21$()=.@243' [L!\<' B&)2n+.)' R(+.42,-.' B2$3+)ZB' B(#+9,5' [LO\<' B2$4(]Y' *(B&42V9,5' &4$24 B' =242,5' *(*$8%#82-U,9,5' R2#2+.%' [LK\<' *(B.%$8,5+.T' BZ#' *V9+U,9,5' .' &4(-U,9,5' +2' R2:

#2+9@' 4%$%+.%' [Lf\<' *(V(^%+.%' -%#+(&4).' +2' 4%$%+2,5' (' 34$3#+.(+9,5' B2$3+)2,5' 1(&*(:

#2$(B2+.2' FeC' [LM\<' *(B.%$8,5+.T' 4%$%+ZB' *(#@()V9,5<' +.%3^94)ZB' .' 82R21+.(+9,5 [Lj\<' *(B.%$8,5+.T' 4%$%+ZB' 3^94)(B2+9,5' $(=+.,8(' [La\' ($28' *(B.%$8,5+.T' =2&ZB .'4%$%+ZB'82#$8%B.(+9,5'[LJL\G

7(=%-+9@' )$().%@' R2#2B,89@' R9V2' )(+&4$3),-2' @2,.%$89' 821$(^%DG' I(#&42BU' )(+:

&4$3),-.'42).%-'@2,.%$89'-%&4'*$89-T,.%'82V(^%+.2<'^%'#2+2',%,52'4%$%+3'($28'&2@%1('(R.%):

43' @2' 3#8.2V' B' (1Z=+%-' B.%=)(],.' $989)2' B9&4U*.%+.2' &4$24G' C9+.).%@' .+B%+42$982,-.

*$89-T49,5' #(' R2#2D' ,%,5' #=2' )2^#%1(' (R.%)43' -%&4' @2,.%$8' .+B%+42$982,9-+2<' )4Z$%- B.%$&8%'.+?($@3-U'('R2#2+9@'(R.%),.%'[(8+2,8(+%'!J<'!

N<'z<'!,\<'82]')(=3@+2'('+24T^%:

+.3'R2#2+%-',%,59'[(8+2,8(+%'LJ<'LN<'z<'L,\G'E2,.%$8'42)2'82B.%$2'B.T,'.+?($@2,-%<')4Z:

$%' ,%,59' B9&4T*3-U<' B' )4Z$9,5' *(=2,5' *(#&42B(B9,5' [(R.%)42,5:1@.+2,5\G

(8)

D/'/%-&,/) D$*:%EF+%/

OL

_2R%=2'!GE2,.%$8'821$(^%D'3B81=T#+.2-U,2'B21.'24$9R34ZB _2R=%'!G_5%'@24$.t'(?'45$%24&'42).+1'.+4('2,,(3+4'45%'.@*($42+,%'(?'244$.R34%& e28B2'R2#2+%- -%#+(&4).''[!.\ e2@%'(?'45%'3+.4'[!.\

LJLNL!LOLKLfLMLjLaLJLW3@2 "@(3+4

W4(*.%D'$989)2 _5%#%1$%%'(?'$.&) JN!OKfMjaJLJJJNJ! ;2+.%'E283$&).%NN<O!L<MjJ<KNL<MKJ<OjL<f!J<j!J<JLL<aNJ!<OO]$%#+.%'/'2s%$21% ;2$,.2+9!N<O!J<KfN<NjN<NKJ<OjJ<NfJ<j!J<fKJ<!jJa<JNB9&().%'/'5.15 ;2$,8%B(NN<O!N<!OJ<KNN<NKL<MOL<f!J<NNJ<JLL<aNJK<JK]$%#+.%'/'2s%$21% ;2$4(&89,%!J<fNJ<KfN<NjN<NKJ<OjL<f!J<j!J<fKL<aNJM<NNB9&().%'/'5.15 ;.2V2'I.&)2JJ<fNJ<KfJ<KNJ<KJ<OjJ<NfJ<j!J<fKJ<!jJO<jL]$%#+.%'/'2s%$21% ;.&)3*.%,NN<O!J<KfJ<KNJ<KL<MOL<f!J<j!J<JLL<aNJO<N!]$%#+.%'/'2s%$21% ;.&)3*.%,'I(@($&).NJ<fNJ<KfL<MfN<NKJ<OjL<f!J<NNJ<JLL<aNJ!<KO]$%#+.%'/'2s%$21% ;.&849+%)!J<fNJ<KfN<NjN<NKJ<OjJ<NfJ<j!J<JLJ<!jJM<MfB9&().%'/'5.15 ;$2+.%B(!N<O!N<!ON<NjN<NKN<NNJ<NfJ<j!J<JLL<aNJa<f!B9&().%'/'5.15 ;3#$9NN<O!L<MjN<NjN<NKJ<OjL<f!J<j!L<KKL<aNJK<JK]$%#+.%'/'2s%$21% b(R$%'E.2&4(!N<O!J<KfJ<KNJ<KJ<OjL<f!J<j!J<JLL<aNJK<aM]$%#+.%'/'2s%$21% b8.2V#(B(NJ<fNJ<KfL<MfJ<KN<NNL<f!J<j!L<KKJ<!jJO<LK]$%#+.%'/'2s%$21% bnB.%$8349NN<O!J<KfJ<KNL<MKL<MOL<f!J<j!J<JLJ<!jJ!<aO]$%#+.%'/'2s%$21% XV)NN<O!J<KfJ<KNN<NKJ<OjL<f!J<j!J<fKL<aNJf<NMB9&().%'/'5.15 v$(@R($)!N<O!N<!ON<NjL<MKL<MOJ<NfJ<j!L<KKL<aNJf<JL]$%#+.%'/'2s%$21% >(#)(B(!J<fNN<!ON<NjJ<KJ<OjJ<NfJ<NNJ<JLL<aNJf<MNB9&().%'/'5.15 >Z$(B('dV2B%,).%NN<O!J<KfJ<KNJ<KJ<OjL<f!J<j!J<fKJ<!jJK<aj]$%#+.%'/'2s%$21% >$(#8.,8+(NN<O!J<KfL<MfN<NKJ<OjL<f!J<j!J<JLJ<!jJK<ON]$%#+.%'/'2s%$21% dV(B('F&2#2NJ<fNJ<KfL<MfJ<KN<NNL<f!J<j!L<KKL<aNJ!<Ka]$%#+.%'/'2s%$21% o2+(B.%,'7(]GJJ<fNJ<KfJ<KNL<MKJ<OjL<f!J<j!L<KKJ<!jJN<!N]$%#+.%'/'2s%$21% o(+)(B(NN<O!N<!OJ<KNL<MKJ<OjL<f!J<j!L<KKJ<!jJO<aJ]$%#+.%'/'2s%$21% 72=.+(B(!N<O!J<KfN<NjL<MKL<MOL<f!J<j!J<JLL<aNJK<NO]$%#+.%'/'2s%$21%

(9)

!"#$%&'() $*+,&) %&-&./) 0$12'/1/,3/) 2'%/') ,/) $42-/%/*5) 13+62.3*5777

OJ

,#G'42R%=.'! ,(+4G'42R=%'! JN!OKfMjaJLJJJNJ! 7T4$89+!N<O!J<KfN<NjN<NKJ<OjJ<NfJ<j!J<JLL<aNJj<JJB9&().%'/'5.15 7.&.%=.,%!J<fNJ<KfN<NjJ<KJ<OjL<f!J<j!J<JLJ<!jJf<!jB9&().%'/'5.15 7.B.49!N<O!J<KfN<NjJ<KJ<OjJ<NfJ<j!L<KKJ<!jJM<NMB9&().%'/'5.15 7(=+(!N<O!J<KfN<NjJ<KJ<OjL<f!J<j!J<JLL<aNJf<M!B9&().%'/'5.15 7($&8%!N<O!J<KfN<NjN<NKJ<OjJ<NfJ<j!J<JLJ<!jJj<KMB9&().%'/'5.15 73$8T4+.)NN<O!J<KfL<MfN<NKJ<OjL<f!J<NNL<KKL<aNJ!<jL]$%#+.%'/'2s%$21% r.#8R2$)'C2$G!N<O!J<KfN<NjN<NKJ<OjL<f!J<NNJ<fKL<aNJM<ONB9&().%'/'5.15 r.#8R2$)'C%=&).JJ<fNJ<KfL<MfN<NKJ<OjL<f!J<j!J<JLJ<!jJ!<fJ]$%#+.%'/'2s%$21% r3R2B2NJ<fNJ<KfJ<KNN<NKN<NNL<f!J<NNJ<JLJ<!jJK<KL]$%#+.%'/'2s%$21% r3R(@.+(!J<fNJ<KfN<NjJ<KJ<OjJ<NfJ<j!L<KKJ<!jJf<OfB9&().%'/'5.15 E2$)3&9!N<O!N<!ON<NjL<MKJ<OjJ<NfJ<NNL<KKJ<!jJf<faB9&().%'/'5.15 E.=%-%B(!J<fNN<!ON<NjJ<KJ<OjJ<NfJ<j!L<KKL<aNJf<MjB9&().%'/'5.15 EV9+2$9!J<fNN<!ON<NjN<NKL<MOJ<NfJ<NNL<KKJ<!jJf<fOB9&().%'/'5.15 E$U1(B(NN<O!J<KfJ<KNN<NKL<MOJ<NfJ<j!J<JLJ<!jJf<LM]$%#+.%'/'2s%$21% e(B%'E.2&4( r3R2B&).%

JN<O!J<KfL<MfN<NKJ<OjL<f!J<NNL<KKL<aNJN<jL]$%#+.%'/'2s%$21% F=%,)(NN<O!L<MjJ<KNJ<KL<MOL<f!J<j!J<JLL<aNJ!<OK]$%#+.%'/'2s%$21% F=&849+NN<O!N<!OJ<KNJ<KJ<OjJ<NfJ<j!L<KKL<aNJK<j!]$%#+.%'/'2s%$21% F&4$Z#2!N<O!N<!OJ<KNL<MKL<MOJ<NfJ<NNJ<fKL<aNJK<j!]$%#+.%'/'2s%$21% I2&VT)!J<fNN<!ON<NjJ<KL<MOJ<NfJ<j!J<JLJ<!jJM<LKB9&().%'/'5.15 I2&9@NJ<fNJ<KfL<MfJ<KL<MOL<f!J<j!L<KKL<aNJN<JJ]$%#+.%'/'2s%$21% I.%,).NN<O!J<KfJ<KNL<MKL<MOL<f!J<j!L<KKJ<!jJ!<!a]$%#+.%'/'2s%$21% IV(]+.,2NJ<fNJ<KfJ<KNJ<KN<NNL<f!J<j!J<JLL<aNJO<aL]$%#+.%'/'2s%$21% I$(&4).NJ<fNJ<KfJ<KNN<NKJ<OjL<f!J<NNJ<JLL<aNJO<!L]$%#+.%'/'2s%$21% I3$#2NN<O!J<KfJ<KNJ<KL<MOL<f!J<j!L<KKJ<!jJO<JO]$%#+.%'/'2s%$21%

Cytaty

Powiązane dokumenty

The work has reviewed many approaches, features and definitions of socio-economic development as well as regional and local development, which also refer to rural areas and

We concentrate on a short discussion of the theoretical issues connected with poverty, analyse the level of economic poverty (extreme, national, relative) in Polish rural areas in

Both studies indicate similar tendencies in changes of the researched phenomenon, however in the periods of a favourable economic devel- opment and recovery, the unemployment in

Zadaniem doradztwa rolnicze- go, które w Polsce ma ju ponaddwustuletni tradycj, jest udzielanie wsparcia ludnoci wiejskiej w zakresie rolnictwa, rozwoju wsi, rynków rolnych

Streszczenie. Rozwój zrównowaĪony jest efektem dziaáaĔ podjĊtych w wymiarze ekono- micznym, spoáecznym, Ğrodowiskowym i kulturowym. RównowagĊ wewnĊtrzną Ğrodowi- ska,

As explained above; although this product is very important for both agricultural sec- tor and rural areas as well as energy supply in the Turkish economy, there are still some

Z drugiej strony przy opracowywaniu dokumentów programowych w adze wszyst- kich szczebli powinny bra&amp; pod uwag% przedstawione wy$ej zale$no&#34;ci pomi%dzy wzro- stem

„Przez etykę nauczycielską m ożna rozum ieć - pow iedział m ów ca w podsum ow aniu - zespół uzasadnionych praw dą i dobrem zasad indyw idualnego działania w